In these difficult times, affording a quality higher education degree can be the determining factor on which an institution is selected. BTS's Financial Aid Office has one simple goal: provide current and prospective students with the best possible assistance to facilitate their education goals at BTS.

Our students receive awards, scholarships, and grants from a wide variety of sources. Before applying for financial aid, students need to supply their financial obligations through personal funds saved for education and by building a personal support network. A personal support network may include the student’s home church, denomination, people to whom the student has ministered, friends, family, clubs, and foundations.

We also believe that no qualified student should be discouraged from pursuing seminary for merely financial reasons. We have established the financial aid program to supplement students’ own financial resources.

A BTS Grant Application is required when applying for any need-based grant from BTS.

If you have any questions regarding our degree and non-degree programs, feel free to contact our helpful admissions department. They will be able to assist you.

BTS is accredited by the Middle States Association and by the Association of Theological Schools in the United States and Canada.

Important Forms

Loan Information


As a disciple of Jesus, you are making a life-changing decision to attend seminary. The life of a disciple is costly. Faith and finance are not separate journeys.

It takes a lot of courage to go to seminary. It is a constant set of personal questions…one of which is how to live life so that basic needs are met, but not at the expense of your future. The greater your management of your debt, the greater your freedom to follow your calling in your future.

Successful seminary students engage and steward money as a spiritual practice. Scripture gives us a picture of how important planning is to the journey:

Luke 14:28-31 (ESV)

For which of you, desiring to build a tower, does not first sit down and count the cost, whether he has enough to complete it? Otherwise, when he has laid a foundation and is not able to finish, all who see it begin to mock him, saying, ‘This man began to build and was not able to finish.’

Or what king, going out to encounter another king in war, will not sit down first and deliberate whether he is able with ten thousand to meet him who comes against him with twenty thousand?

One of the most beneficial concepts that you can embrace is advanced decision making. This is the time for you to think through: Is there anything that is currently draining the energy that you need for the seminary experience? What can you reduce in expenses for this season of life? Is there anyone you know who could commit to financial support of expenses such as books, travel, etc?

There is no one way to pay for school. If you are like most students, you may be planning to take a loan for some of your seminary experience. Borrowing is not a bad thing. Borrowing responsibly is the best thing. To protect your future, do not borrow even one dollar more than you need. Taking out loans is easy; how to pay them back is what is difficult.

Our heart is for you to complete your seminary experience with health in all areas of your life, including in your financial circumstances.

Financial Aid FAQ's

Contact Financial Aid

Ginny Hartman,
Financial Aid Coordinator
215-368-5000 x141

Office hours
Monday thru Friday
8:30 a.m. - 4:30 p.m.

Contact Admissions

800.235.4021 x146

215.368.5000 x146

215.368.4913 (fax)

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