BTS... An Affordable Education

In these economic times, is there really an affordable education available to everyone? Probably not, however, we believe that no qualified student should be discouraged from pursuing a seminary degree for merely financial reasons. Whether that is accomplished through standard financial aid, various student payment options, or through the many scholarship, grant, and entitlement options, BTS will work with each student to create a plan that will allow you to realize your goals.

Here's How BTS' Financial Aid Can Help You Afford Seminary:

Full and Half-Time Students:

  • Flexible Payments Plans
  • Government Loans
  • BTS need-based grants
    (full-time only, grant application required)
  • BTS Scholarship Program
  • 50% spouse discount while the other spouse pursues a degree full-time

Less than half-time students:

  • Flexible Payments Plans
  • 50% spouse discount while the other spouse attends full-time

Alumni Benefit:

  • 25% tuition entitlement on a degree program for son, daughter, and/or spouse of degree-program alum
  • 25% tuition discount for a degree-program alum returning for a second degree

Missionaries Raising Support:

Foreign and domestic missionaries and campus ministry leaders raising at least fifty percent of the support can provide a letter from the sending agency and receive a 25% entitlement from BTS.

Full-time, Degree Program Students with Church Support:

If a church is willing to support a student's tuition throughout the entirety of the student's degree, BTS will match up to one-third of the tuition costs.

Student Payment Plan Options:

  1. Payment in full for each term is to be made on or before the first day of class for the term. Payment can be made in cash, check, and 3rd party check, and/or credit card [We accept Visa, Master Card, Discover and American Express].
  2. We offer a monthly payment plan through Nelnet Business Solutions where automatic payments would be processed on either the 5th or 20th of each month from a checking or savings account or applied to a credit card. There is a Nelnet Business Solutions enrollment fee of $25 per semester or $45 annually for this service. The amount and length of your monthly tuition payment plan will vary according to your program. Please contact the Business Office to sign up for this option.
  3. Student loans are available for half-time and full-time students through the Title IV Direct Loan Program. For more details, please read "How to Apply for Federal Student Loans."

Detailed Information Regarding Scholarships, Grants, Entitlements, and Other Benefits

Our students receive awards, scholarships, and grants from a wide variety of sources. Before applying for financial aid, BTS expects each student to supply his or her financial obligations through personal funds saved for education and by building a personal support network. A personal support network may include the student’s home church, denomination, people to whom the student has ministered, friends, family, clubs, and foundations. We have established the financial aid program outlined below to supplement students’ financial resources.

Click HERE to view a detailed list of scholarships that are available from outside sources.


Students with a demonstrated financial need who are enrolled in a degree program for at least 24 credit hours per year may be eligible for a grant.


From time to time scholarships become available which are awarded by the Financial Aid Committee. Our finance committee reviews current student files and recommends qualifying students for special scholarships.


A foreign or domestic missionary or campus ministry leader is entitled to a twenty-five percent (25%) tuition discount if he or she is raising at least 50% of his or her support and is sponsored by a recognized sending agency. The missionary or campus ministry leader is required to provide a letter from the sponsoring organization that confirms this status.

The child or spouse of a BTS degree-program alum is entitled to a twenty-five percent (25%) tuition discount on a degree program. Also, the spouse of a full-time degree program student is entitled to a fifty percent (50%) tuition discount.

A degree program alum who is returning for a second degree is entitled to a twenty-five percent (25%) tuition discount.

Church Match Program

For full-time, degree-program students whose churches want to support their education throughout the entirety of their degree. BTS will match the church's sponsorship up to one-third of tuition costs. Your church officials will be required to complete a Promissory Note acknowledging the amount of their support and how they intend to pay. BTS will match the church's payment once it has been received, up to the maximum of one-third of the tuition total, provided you keep your account current with your portion of payment.

Request a copy of the Promissory Note from your Admissions Counselor.

Veterans Benefits

As an accredited school, BTS is recognized by the Veterans Administration. To determine eligibility, students should contact a regional VA office. BTS' facilities code is 31015238.

Below is a list of websites that offer helpful information for veterans seeking benefits:

Financial Aid FAQ's

Contact Financial Aid

Ginny Hartman,
Financial Aid Coordinator
215-368-5000 x141

Office hours
Monday thru Friday
8:30 a.m. - 4:30 p.m.

Contact Admissions

800.235.4021 x146

215.368.5000 x146

215.368.4913 (fax)

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800.235.4021 x130

215.368.5000 x130

215.368.2301 (fax)